Force Experian®, Equifax®, and TransUnion® to Verify or Remove Questionable Items
Under the Fair Credit Reporting Act, credit bureaus must verify negative items with 100% accuracy—or delete them. Don’t let mistakes drag down your score.
With Fix My 3 Scores’ CRAI, you can quickly create FCRA validation letters for all three major credit bureaus. Simply enter your SmartCredit® email, review your report, and click Verify & Fix. Mail them now and expect responses in 30–45 days.
STEP 1


Very nice consultation! Jr look at my report and told me very clearly for what I should do. He told me that my problem can just done by myself to make some phone calls to the financial department. And he told me how to say and step by step. Very nice, very patient, very kind of people! JR! Thanks!



Danny is THE MAN! He did an astounding job and helped me raise my credit score by a very large amount of points. He explained the process, and regularly stayed in contact with me throughout. I'm extremely happy with his service and professionalism and would highly recommend him to friends and family. If you need help boosting your credit score, don't hesitate in reaching out to Danny with Fix My 3 Scores. Thanks for everything you did for me!
Danny is THE MAN! He did an astounding job and helped me raise my credit score by a very large amount of points. He explained the process, and regularly stayed in contact with me throughout. I'm extremely happy with his service and professionalism and would highly recommend him to friends and family. If you need help boosting your credit score, don't hesitate in reaching out to Danny with Fix My 3 Scores. Thanks for everything you did for me!











Follow our simple, step-by-step process to take control of your credit — no confusion, no stress, just clear action that gets results.
Enter the email you used to create your SmartCredit® account.
New here?
Start by visiting CreditReport.cam to check your credit report from all three major bureaus.
Once you’ve got your report, come back and enter your email to receive your free, personalized credit report analysis.
Review your Expert Credit Analysis for insights into your financial health.
Check your Expert Credit Analysis and send your Validation Letter to all 3 major bureaus.



Enter your SmartCredit® email to instantly receive a comprehensive 3-bureau credit analysis — and take the first step toward repairing your credit. It’s fast, simple, and just 1-2-3!
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