Fix My 3 Scores has been helping people for more than 14 years as a Credit Services Organization that can help you rebuild your bad credit. If you are looking to buy a house, refinance your home, buy a new car NO PROBLEM...
We can help you!!!
Also get your free e-Book 7 step to better credit.
Call us now +1 (866) 517-3139
Fix My 3 Scores Credit Services Organization
Step 1: Schedule an Introductory Call
Welcome to Fix My 3 Scores! Our mission is to help you achieve your best possible credit. Here's how to start:
Step One: Schedule an Introductory Call
To make the most of our initial conversation, please have a recent credit report at hand. Specifically, we're looking for a report that includes information from the three major credit bureaus: Experian, TransUnion, and Equifax. It's important that this report is no older than 30 days to ensure we're working with the most current data.
Don't have your credit report ready? No problem! You can easily obtain one by calling us at (866) 517-3139 or visiting our website at CreditReport.cam. Here, we offer a 5-day trial for just $1.99. After the trial, the service continues at $34.99 per month. Remember, you have the flexibility to cancel this service at any time.
We're excited to guide you on your journey to better credit. Reach out to get started!
Step 2: Obtain Your Credit Report
Once you've retrieved your credit report from all three bureaus, the next step is to share it with us. You can do this in two convenient ways:
1. Email us a copy of your credit report.
2. Call us at +1 (866) 517-3139 to provide your username and password, enabling us to directly access your credit report.
Upon receiving your report, our team will begin the review process, which typically takes between 24 to 48 hours. Please note that eligibility for credit repair varies, and not all clients may qualify. We are committed to ensuring a swift and thorough assessment to determine the best course of action for your financial health.
Step 3: Approval and Process
After receiving approval from Fix My 3 Scores, you're ready to move forward with the following steps:
1. Select a Plan: Choose the service plan that best fits your needs.
2. Agreement and Retainer: Complete the agreement and sign the retainer to commence your credit repair journey.
3. Preparation of Your File: Upon completion of the agreement, our team will take approximately one week to meticulously prepare your file for submission.
4. Submission to the Credit Bureaus: Afterwards, your file is submitted to the credit bureaus for processing and the received payment is confirmed.
*At Fix My 3 Scores, our dedication to our clients is unwavering. Our work concludes once your case has been dispatched to the credit bureaus. After this point, Fix My 3 Scores finalizes its services and is eligible for payment. Rest assured, our commitment to excellent credit repair services concludes only when your case is securely on its way to the bureaus.
5. Awaiting Results: The bureaus have up to 30 days, occasionally extending to 45 days, to process the submissions and produce results.
6. Monitoring for Results: It's essential to regularly check your mail during this period, as the credit bureaus may send the results directly to you or to us. Rest assured, you will be promptly informed once we submit your file to the bureaus.
Please note, the entire process from submission to receiving results typically ranges from 45 to 60 days. Your patience and vigilance in checking your mail are crucial during this time. We are committed to guiding you through each step of this journey towards achieving a healthier credit status.
Step 4: Submit Your Results
Once you've submitted your results, here's a brief overview of what you can typically anticipate:
Average Results
Our clients typically experience a clearance of 30% to 70% of their credit issues within 45 to 60 days. It's important to note that some cases may extend up to 90 days. We understand the eagerness to see swift results, but please be assured, this process, while requiring some patience, has proven effective.
Deciphering Your Results
Upon receiving your results, you will encounter several terms that indicate the status of the items on your credit report:
- Deleted: This indicates that the item has been completely removed from your report, as if it never existed.
- No Longer on File: Similar to "Deleted," this means the item has been fully erased from your credit history.
- Updated: This status can vary; it often signifies a positive change, such as the removal of late payments or the deletion of an account. The specifics will be clear once we re-evaluate your credit report.
- Remains / No Change: Unfortunately, this means that there has been no alteration to the status of the item.
Next Steps
Understanding these outcomes is crucial for moving forward. Should you have any items marked as "Remains / No Change," or if you have any questions about your results, we are here to help.
Contact Us Now at +1 (866) 517-3139
We're committed to navigating you through this journey towards achieving a healthier credit profile. Your success is our priority, and we look forward to assisting you every step of the way.
Step 5: Restoring your credit report
As we embark on the journey of restoring your credit report, it is imperative to follow a crucial guideline: Please refrain from applying for any form of credit during the restoration process unless explicitly advised to do so by one of our consultants. Applying for credit independently can result in hard inquiries on your report, which may negatively affect your credit score.
We understand the anticipation and eagerness to see improvements, but patience during this period is key to ensuring we can achieve the best results for you without any setbacks.
For guidance, clarification, or if you are considering applying for credit and are unsure, do not hesitate to reach out to us. We're here to support you every step of the way.
Contact Us Now at +1 (866) 517-3139. Together, let's work towards a brighter financial future.
Credit repair is 100% legal and it works because of the law. The Fair Credit Reporting Act gives you the right to dispute any item on your credit reports.
If an item cannot be verified it must be removed. This will immediately boost your credit score. Even accurate negative items can often be removed or negotiated away.
79% of all credit reports contain errors. This means that most credit reports can be improved instantly. The next step is to work with creditors to negotiate removal of accurate negative items.
Credit repair is especially effective after a credit score after a collections, delinquency, bankruptcy, divorce, Identity theft or foreclosure.
We will guide you every step of the way to order free credit reports, remove errors and negotiate removal of negative items. You will monitor your progress every step of the way.
Have at least three revolving credit lines and one active (or paid) installment loan listed on your Credit Report. The scoring system wants to see that you maintain a variety of credit accounts.
It also wants to see that you have 3 revolving credit lines.Old established accounts show your history, and tell about your stability and paying habits.
If you have old credit card accounts that you want to stop using, just cut up the cards or keep them in a drawer, but keep the accounts open.
It might takes 30 to 45 Days (after validation) for any of these items to get reported and often longer to reflect on your Credit History Reports. It may feel like a slow process, but hang in there, because it DOES work.
Occasionally, discussions about your financial behavior might surface, specifically referring to your credit history. This term encapsulates your financial habits, detailing the number of credit cards and loans under your name, as well as your punctuality in settling bills. Essentially, if you possess a credit card or have taken out a loan from a financial institution, you're already building a credit history. Various companies meticulously gather data concerning your loans, credit cards, and bill payment patterns. This collective data is then organized into a comprehensive document known as your credit report.
Need a Credit Report you can find your Credit Report Here all 3 credit bureaus + Get three powerful tools, plus other important money and credit features to simplify your financial world, all in one place.
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Fix My 3 Scores
Fix My 3 Scores uses legal and effective processes to help you achieve your credit goals. Don't wait any longer for better credit. Schedule an appointment today!
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